Flocent

Seamless Global Payments at Your Fingertips.

Receive, convert and send local, international payments and digital currencies with ease.
Perfect for freelancers, travelers, and businesses in Africa.

Mastercard
4929 1234 5678 9012 CHARLES KELVIN VALID THRU 12/29 VISA

Total Balance

₦2,450,120.75

Send
Receive
Swap

Recent Transactions

Netflix

Subscription

- $15.99

From J. Doe

Payment Received

+ £500.00

USD Swap

Currency Exchange

- ₦150,000

All-in-one platform for global finance

We make international money transfers simple, fast, and cheap.

Virtual Account

Get a virtual account in the U.S.A, Europe to send and receive transfers.

Physical or Virtual Card

Get a virtual and physical card to spend your digital dollars instantly.

Shop at the corner store, online, or abroad, anywhere Mastercard is accepted. Withdraw money from ATMs. $0 maintenance fee. Virtual card is available after depositing your first 2 USD.

Digital Currencies

Send, receive, convert and withdraw your stablecoins (USDT, USDC, and more) instantly.

Real-Time Rates

Get the real market exchange rate, updated live. No hidden fees, no surprises.

Transparent Low Fees

We charge a tiny, upfront fee, so you always know how much you're spending.

Bank-Grade Security

Your money is protected with industry-standard encryption and security protocols.

Flocent empowers employees, freelancers, creators, businesses to receive payment from anywhere in the world

UpWork Fiver Payoneer freelancer Airbnb Facebook AndelaAndela YouTube PayPal Deel Amazon Paystack Flutterwave
UpWork Fiver Payoneer freelancer Airbnb Facebook AndelaAndela YouTube PayPal Deel Amazon Paystack Flutterwave

Loved by Digital Nomads Everywhere

See what our users are saying about their experience.

“Paying for my international software subscriptions used to be a major headache. SwiftSwap gave me a virtual dollar card that works every single time. Problem solved!”
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Femi Adebayo

Startup Founder, Lagos

“I was able to pay my application fees for my master's program in Canada without any issues. The exchange rate was much better than what my bank offered.”
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Ngozi Okafor

Student, Abuja

“As a YouTuber, getting my ad revenue in USD was easy, but converting it to Naira was always costly. SwiftSwap helps me keep more of my hard-earned money.”
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David 'Tech-D' Joshua

Content Creator, Port Harcourt

“I love shopping on international websites. With the SwiftSwap virtual card, my payment for a new dress on ASOS went through instantly. It's so reliable!”
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Chioma Eze

Online Shopper, Lekki